Burial & Cash Funeral Policies
To give peace of mind, New Life Burials offers insurance or policy‑based plans that cover funeral and burial costs and/or cash payouts to support surviving family members.
TYPES OF POLICIES
Burial Policy
Covers the cost of burial services: coffin, funeral director, hearse and family car, tents chairs at home, and with the gravesite setup. Coffin flowers and a grave marker etc.
Cash Funeral Policy
A cap or fixed sum paid out in cash to designated beneficiaries, to be used for funeral or other urgent costs.
Repatriation cover
A cash funeral policy that provides repatriation services throughout the SADC countries.
How Policies Work
- Premiums / Contributions: You pay regular amounts (monthly) depending on cover, age, and options chosen.
- Waiting Periods: Many policies have a waiting period before full cover becomes effective. Early death or pre‑existing conditions may have restrictions. All our policies carry a normal 6 months waiting period, no waiting period on accidental death. 12m Months waiting period on suicide. No waiting period If the policy is carried over from another parlour, providing cover is the same and the policy is paid and active for the last 6 months.mSum
- Assured / Cover Limit: The maximum the policy will pay out; may vary by policy.
- Beneficiaries: Who receives the payout or who uses the cover: next of kin, family, etc.
- Claim Procedure: On death, notify the insurer / policy provider, provide death certificate and other required documentation; funeral home can assist.
TYPES OF POLICIES PROVIDED:
Burial plans:
Covers the cost of burial or cremation services with the following included: Adult: coffin (Dutch casket), funeral director, hearse and family car, tents chairs at home, and at the gravesite. Coffin flowers and a grave marker. Water and juice at the gravesite.
Children younger than 14: Hearse, gravesite setup, coffin flowers, grave marker and water and juice at the gravesite.You can cover up to 16 family members under one policy.
Starting from R 110.00 per person per month.
Cash policies:
Our policies pays out a fixed sum in cash to designated beneficiaries, to be used for funeral or other
urgent costs. Valid claims pay out within 72 hours after the completed death claim documents are submitted.
Policies start from R 3 000.00 up to
R 20 000.00 , and covers up to 14 family members.
Premiums starting from R 60 individual cover and R 70 for group cover.
Repatriation Policies:
Taking loved ones home with this cash funeral policy that provides repatriation services throughout the
SADC countries. Repatriation is provided for your deceased loved one. An additional R 10 000.00 is paid out in cash, in order to take care of funeral expenses.
Cover 6 family members from as little as R 160 per month.
Contact our policy team to find the policy that best suites you.
Legal / Regulatory Considerations in SA
- Insurance / policy providers are regulated under the Insurance Act and/or relevant financial services regulations.
- Policy documents must be clear about premiums, exclusions, waiting periods, and payout processes.
- Funeral parlours that act as intermediaries must ensure they are not misrepresenting policies.
- Consumers have rights to disclosure, cooling off, complaint resolution (e.g., via the FAIS Act, Ombud
- for Long‑Term Insurance).